We are a Credit Broker not a Lender. We work with a panel of lenders and typically receive commission.We are a Credit Broker not a Lender. We work with a panel of UK motor finance lenders and typically receive commission from them (a fixed fee or % of the amount borrowed). We don't give advice or recommendations — taking finance is your choice.
You own the vehicle after all 60 payments and the £10 Option to Purchase Fee are paid.You own the vehicle after all 60 payments and the £10 Option to Purchase Fee are paid. Subject to status, 18+. Missed payments may affect your credit rating.
Why Finance Through a Dealership
What is Hire Purchase ?
What is Personal Contract Purchase
Always worth a call. 01642 307367
A family-run used car dealer on Merlin Road, Middlesbrough. Terry has over 35 years' experience in the motor trade and opened Terry Pierce Cars in February 2004.
Highly Rated for customer service by Autotrader, 2021 to 2026
Please call to confirm before travelling.
Terry Pierce t/as Terry Pierce Cars is authorised and regulated by the Financial Conduct Authority, FRN 929892. We act as a credit broker, not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase, and we are only able to offer finance products from these providers. We may receive commission from the providers we introduce you to. All finance is subject to status and income.
© 2026 Terry Pierce Cars. All rights reserved.